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As the creditor, do you know the 'rules of
the bankruptcy and estate game?
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FDCPA - Sample Section from the Facilitator Training Manual
Bankruptcy Trends 1980-2004
How would you as the collection manager or tax official like to see...
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SAMPLE
FDCPA MATERIAL from the TRAINER’S MANUAL
Section 15 USC 1692a - Definitions: Defintions:
Sub Topic I,
II, III,
IV, V
Sub Topic IV
RESPONSE: The debt collector can accept any additional payment
the mother may wish to make on her daughter’s account. However,
he cannot give her any details concerning her daughter’s debt other
than to provide her with a receipt for any amount she may pay on this
account i.e. no communication should take place between the mother and
the debt collector concerning the daughter’s debt.
PROBLEM #2: Cindy Debtor made a consumer installment
purchase of a computer from a retail appliance and computer store for
her home office for use in her business as a consultant and is now considerably
past due in her payments. Her account has been passed to a collection
agency and from there to a collection attorney’s law firm. Is this
debt covered under the FDCPA? Why or why not?
RESPONSE: Yes. This was an consumer installment contract.
Therefore, this debt is a personal debt guaranteed by the person who signed
the installment agreement prior to receiving the computer. It is not a
business debt even though she is using the computer in her home-based
business. The purpose for which she is using the computer is not relevant.
Also, the collection attorney who is handling Cindy’s account is
required to comply with the FDCPA.
Lookup a Court and obtain the following:
Court Link, Trustee Link, and ECF Link
Chapter 13
The statistical data presented below supports the conclusion that Chapter
13 Plans are the Creditor’s best hope for collecting dollars from
a Debtor.
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Bankruptcy Claim-Pro (BCP)™
Bankruptcy
Claim-Pro-Enterprise
The Proof-of-Claim Form Solution
Bankruptcy Claim-Pro is ONE-OF-A-KIND-SOFTWARE
designed for the stand-alone Creditor's PC, Network or Enterprise environment
Click
Here for Feature Overview
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