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As the creditor, do you know the 'rules of
the bankruptcy and estate game?
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FDCPA - Sample Section from the Facilitator Training Manual
Bankruptcy Trends 1980-2004
How would you as the collection manager or tax official like to see...
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SAMPLE
FDCPA MATERIAL from the TRAINER’S MANUAL
Section 15 USC 1692a - Definitions: Things to Remeber:
Sub Topic I,
II,
III,
IV,
V
Sub Topic II
CREDITOR: any person who offers or extends credit thus
creating the debt. It also includes any creditor who uses a name other
than his/her own when collecting a debt. This term does not include any
person or organization who receives an assignment of a debt (which is
in default ) for the purpose of facilitating the collection of this debt
for another person or organization, as in the case of a collection agency
or a collection law firm.
DEBT: any obligation or alleged obligation of a consumer
to pay money arising out of a transaction in which the money, property,
insurance, or services (which are the subject of the transaction) are
primarily for a person, family, or household. Note: a debtor’s obligation
to pay includes both debts incurred by the individual, his/her family
or household and also, those debts which are the result of legal judgments
against an individual which are obtained through the courts.
HOWEVER, BUSINESS OR COMMERCIAL DEBT IS NOT COVERED BY THE FDCPA.
For example: If a purchase is made for an office located
in a home by an individual who signs his/her own name to the contract,
then this debt is covered by the FDCPA. However, the FDCPA would not cover
a debt for a purchase made in the name of a business, even if the business
was located in a home.Continue...
Lookup a Court and obtain the following:
Court Link, Trustee Link, and ECF Link
Chapter 13
The statistical data presented below supports the conclusion that Chapter
13 Plans are the Creditor’s best hope for collecting dollars from
a Debtor.
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Bankruptcy Claim-Pro (BCP)™
Bankruptcy
Claim-Pro-Enterprise
The Proof-of-Claim Form Solution
Bankruptcy Claim-Pro is ONE-OF-A-KIND-SOFTWARE
designed for the stand-alone Creditor's PC, Network or Enterprise environment
Click
Here for Feature Overview
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